A Guide To Wachovia Internet Banking
It is a great relief to know that many banks today have decided to go online in an effort to provide banking services to consumers in a more convenient way. The internet has been a big help, of course, as it has evolved into a powerful channel that enables people to do a lot of things without having to do a lot of legwork. Internet banking is just among the positive result of this unique technological innovation.
Wachovia Internet Banking
The Wachovia Bank was founded in Winston Salem, North Carolina in 1879. Wachovia was a highly respected financial institution in the U.S. that responded to the online banking trend. It was part of the Wachovia Corporation, a reputable financial services company that did business all across the U.S. catering to both consumers and commercial customers. The Wachovia Bank operated some 700 branches in the states of North Carolina, South Carolina, Georgia, Virginia and Florida and was the 16th largest bank holding company in the country.
As a leading provider of internet banking services, this bank catered to a big chunk of customers banking on the internet which is among the highest percentages in the country. Its online business was created in 1996 under the bank's e-business program. The management was committed to providing efficient, technology advanced and attractive e-business to existing and potential clients.
Wachovia was proud to be the first bank in the U.S. to offer fully transactional banking and investing services on its highly rated website. Their site featured a wide array of transactional capabilities that allowed customers to apply for different types of loans and credit products online. Retirement, insurance, asset and wealth management services were also available.
Its cutting-edge functionality was a major feature of Wachovia's internet banking. On its site, real-time transactions could be accomplished including opening savings and checking accounts, transferring funds among bank and credit card accounts, paying bills, viewing account information and certain brokerage balances and downloading statement data to personal financial management software such as Microsoft Money and Quicken. Also, the platform enabled customers to send and receive secure messages utilizing an online customer service center.
Banking through the bank's website was as safe and secure as doing transactions in its different office branches. The management assured customers that their platform not only used a simple and customer-centric approach but ensured a high level of security and confidentiality as well.
Security and privacy was the top priority of the bank and provided a safe banking environment to consumers, it made sure to use only the highest encryption protocol similar to that used by top national security organizations.
Another noteworthy security feature of the Wachovia website was its use of passwords in about 51 percent of its internet banking customer service calls and emails. With this function, only legitimate account holders could gain access to customer service.
Wachovia was also proud of the functionality and simplicity of their website. These features were meant to promote an easy-to-navigate platform that would not give customers much difficulty and confusion when transacting business online.
Wachovia was dedicated to enhancing its financial products and services according to the needs of its consumers.
Wachovia merged with Wells Fargo Bank in December 2008, and continues to use the tagline "Simplified Banking" today!
Wells Fargo Online Banking Resources
- Wells Fargo Website: www.wellsfargo.com
- Wells Fargo Customer Service Phone Number: 1-800-869-3557
- Wells Fargo Online Banking: Personal Banking
- Handy Wells Fargo Branch Locator: Wells Fargo Branch Locator Map
- Wells Fargo Swift Code: WFBIUS6S